Here are three stocks that might do well in a recession and bear market

first_img Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Image source: Getty Images James J. McCombie | Tuesday, 30th June, 2020 | More on: FRP HLMA TSCO I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Our 6 ‘Best Buys Now’ Shares Simply click below to discover how you can take advantage of this. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! New spikes in the number of coronavirus cases in parts of the UK, US, and China make a quick economic recovery increasingly unlikely. A prolonged recession or fears of one could crash the FTSE 100 and other UK markets. In uncertain times like this, it makes sense to look for stocks that will do well in a prolonged recession. I think Tesco (LSE:TSCO), Halma (LSE:HLMA), and FRP Advisory Group (LSE:FRP) have the potential to outperform if the markets turn bearish and could help recession-proof a portfolio. We all need to eatFood retailers tend to outperform when the economy sours. Essentials, like food, are the last things to be cut as budgets get squeezed. I could have picked a utility company as heat and light are also essential goods. However, when times are tough utility bills may go unpaid, but a food shop is paid for before it leaves the store. 5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…I looked at the four FTSE 100 food retailers back in May of this year. After comparing them across a broad range of profitability, return, credit, and growth measures, Tesco came out on top. The consensus recommendation was 73% in favour of buying Tesco, so an investor won’t be going against the grain when buying.Health and safety playHalma produces safety products and services for industrial and healthcare sector companies. Fire detection and suppression systems, for example, are things that business cannot easily cut back on. That is good for the company and its shareholders when a recession strikes.Dividend payouts to Halma shareholders have steadily increased over time. Although the dividend yield is low at 0.7%, it does look safe. Halma did not have to make use of the government’s corporate financing facility, although it was eligible, and its balance sheet looks strong. It was quick to redirect manufacturing towards things that were in demand as the Covid-19 crisis hit. Acting decisively and quickly preserved Halma’s financial health.Overall, Halma is a well-run and agile FTSE 100 company with a diverse base of businesses operating in critical areas with a safe-looking dividend. It also looks like a good bet for helping recession-proof a portfolio.A recession businessSadly, the coronavirus crisis has forced companies close or into bankruptcy. A prolonged recession will deal more damage. FRP Advisory Group is an AIM-listed company and one of the largest restructuring advisory firms in the UK. FRP had increased its revenues increased from £17.4m in 2011 to £54.3m in 2019. At the same time, revenue per partner increased from £0.6m to £1.09m, so FRP was becoming more efficient even as it expanded.The coronavirus crisis has increased the number of cases FRP is working on dramatically. In March and April of this year, FRP booked 20% of its 2019 revenues. In May, FRP was appointed as administrators to a couple of high profile department store and restaurant names. A prolonged recession will mean more work for FRP, and it could be a counter-cyclical stock that outperforms when the markets turn bearish.center_img “This Stock Could Be Like Buying Amazon in 1997” Here are three stocks that might do well in a recession and bear market James J. McCombie has no position in any of the shares mentioned. The Motley Fool UK has recommended Halma and Tesco. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Enter Your Email Address See all posts by James J. McCombielast_img read more

Why I’d ignore this survey and hunt for quality shares to buy right now

first_img Kevin Godbold | Monday, 20th July, 2020 Simply click below to discover how you can take advantage of this. Image source: Getty Images. According to Deloitte, the accounting giant, around half of the UK’s largest companies reckon their businesses won’t fully recover until the second half of 2021. So how does that affect the search for quality shares to buy right now?I think it’s a good idea to separate the performance of businesses from the performance of their shares. Indeed, the stock market has always looked forwards. So shares will likely move ahead of underlying operations on the ground.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Why I’d look for quality shares to buy right nowDeloitte has just released the results of its quarterly CFO Survey. And the firm claims the survey is “firmly established” with media and policymakers as the “authoritative barometer” of UK corporates’ sentiment and strategies. The company goes on to say “it’s the only survey” of major corporate users of capital that gauges attitudes to valuations, risk, and financing.Key findings this quarter suggest chief financial officers are not expecting a V-shaped recovery in their businesses. But I reckon it’s probably already too late for many businesses to recover as fast as they declined when Covid-19 struck. However, recoveries seem to be gaining traction in many sectors and that encourages me. Does it matter if the recovery is a little slower than the decline? I don’t think so.Almost half the CFOs surveyed do not expect demand to return to pre-pandemic levels until next summer. And I reckon that’s great! Maybe it’s my inner optimist, but full recovery in demand just about a year from now sounds encouraging to me after such a sharp shock.Of course, it’s important not to underestimate the cost increases businesses face because of a world featuring the coronavirus. And many may decide to postpone investing for growth. But my guess is the stock market’s buoyancy since the crash in the spring may prove to have been justified.Indeed, businesses are coming back. They may not be springing up in a V-shape, but a tick-shaped recovery with a long tail sounds likely to me. And that’s a good basis for investing in quality shares now to hold for the long haul.Why I reckon the general outlook is goodThe coronavirus pandemic is evolving to look more and more like a temporary set back to otherwise healthy economies. Things weren’t perfect before Covid-19 arrived. But economies weren’t broken either in the way they were when the credit crunch and the Great Recession arrived just over a decade ago.And I’m optimistic about the way the UK government is aiming to stimulate recovery in the general economy. Unlike the austerity years following the credit-crunch event of the noughties, this time the government appears to be trying to spend the UK out of trouble. And such an approach – based on Keynesian economic theory – could benefit many sectors.For example, I like the look of the housebuilding and infrastructure sectors. And there are ongoing opportunities in IT, healthcare, and many other sectors. Indeed, if you focus on high-quality underlying businesses and a long investment holding period, there are some tempting stocks out there right now. Markets around the world are reeling from the coronavirus pandemic…And with so many great companies trading at what look to be ‘discount-bin’ prices, now could be the time for savvy investors to snap up some potential bargains.But whether you’re a newbie investor or a seasoned pro, deciding which stocks to add to your shopping list can be daunting prospect during such unprecedented times.Fortunately, The Motley Fool is here to help: our UK Chief Investment Officer and his analyst team have short-listed five companies that they believe STILL boast significant long-term growth prospects despite the global lock-down…You see, here at The Motley Fool we don’t believe “over-trading” is the right path to financial freedom in retirement; instead, we advocate buying and holding (for AT LEAST three to five years) 15 or more quality companies, with shareholder-focused management teams at the helm.That’s why we’re sharing the names of all five of these companies in a special investing report that you can download today for FREE. If you’re 50 or over, we believe these stocks could be a great fit for any well-diversified portfolio, and that you can consider building a position in all five right away. Kevin Godbold has no position in any share mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Why I’d ignore this survey and hunt for quality shares to buy right now 5 Stocks For Trying To Build Wealth After 50center_img Our 6 ‘Best Buys Now’ Shares Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Enter Your Email Address I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Click here to claim your free copy of this special investing report now! See all posts by Kevin Godboldlast_img read more

Six Nations: Five things Wales learnt against Scotland

first_imgLATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALS Feel the force: Alun Wyn Jones is adding new skills to his armoury. Photo: Huw Evans AgencyYes, of course he delivered his standard array of armour-piercing clear-outs, athletic fringe tackling and his short but valuable carries – but he also executed a series of neat, accurate offloads that allowed Wales to continue their progress over the gain-line.But by far the most impressive aspect of Jones’s games was the miss pass he threw to Liam Williams in the build-up to Rhys Webb’s try. This is the sort of pass we are used to seeing from southern hemisphere locks like Sam Whitelock and Brodie Retallick. Well played AWJ.Wales dominated the airAll good Test teams rely on a solid and structured kicking game. As much as the rugby romantics would like it to be otherwise it is a huge part of elite rugby. And when Wales’ full-back, wing and outside-half dominate that contest, as they did against Scotland, it’s easy to see why Wales utilise it to the full. Wales dominated Scottish airspace to the extent that three red dots probably appeared on the monitors at Edinburgh Airport’s air traffic control.Leigh Halfpenny, Liam Williams and Dan Biggar executed a tremendous aerial kick-and-chase that allowed Wales to dominate huge swathes of territory – particularly in the first half. Kicking high and deep, all three caused huge problems for Scotland’s kick defence, but whilst Halfpenny and Williams executed particularly well in this area, special praise must be reserved for Biggar, who effortlessly slid from outside-half to full-back and demonstrated an aerial ability that few Test 15s have – let alone tens.Leap of faith: Dan Biggar excelled under the high ball. Photo: Huw Evans AgencyAnother massive clock-upThe ancient Egyptians mastered timekeeping over 4,000 years ago. Yet amazingly rugby still has problems with it in 2015. Scotland were denied the opportunity to win on Sunday by an unacceptable timekeeping error in the 79th minute.Now let’s be clear, refereeing elite rugby is a thankless nightmare and presents a challenge that few other sports can. The number of possible infringements that can occur at any one time, particularly in the contact area, occur at such rapidity that even a speed camera would fail to capture all of the offences. Wales will be happy with their win in EdinburghThe average life expectancy in Wales is 80.3 years. This will have lowered by a few decimal places on Sunday after Wales delivered a 26-23 win over Scotland. The win was secured in the dying seconds, after some calamitous timekeeping from the officials, and will be judged by many as a narrow escape. But it shouldn’t be.Despite a vulnerable set-piece, particularly the scrum, Wales secured ample levels of possession and territory. Wales had 51% possession and 53% territory – those numbers were significantly higher in the opening 25 minutes. Parity of possession allowed Jamie Roberts to execute his sterling carrying and Wales’ accurate kicking game, led by the highly impressive Dan Biggar, allowed for large territorial gains. But by far the most important reason that this narrow win shouldn’t be frowned upon is the quality of the opposition.This is a very different Scotland team. This is not the fragile Scottish team of the past decade with a brittle set-piece and little options in the central channels. Vern Cotter has stabilised their scrum, made huge improvements with their lineout and created a startling counter-attack game. It was like watching Wales of 2005 v Wales of 2015 where speed of thought and execution takes precedence over contact – the last time I saw so many quick taps in the 22 it was called the 25. It was positive to see Wales get the win and the squad deserved it. But it was equally pleasing to see Scotland playing rugby as we all wish it to be played.Wales can’t drop Liam Williams. End of.Liam Williams has become undroppable. This may seem incongruous in that to become undroppable a player needs to be picked regularly in the first place. But Wales simply can’t ignore a player who is delivering at a level far above many of his peers in the national team.Providing a spark: Liam Williams on the attack against Scotland. Photo: Huw Evans AgencyWilliams was once again faultless and delivered an assured performance with and without the ball – he was joint top for defenders beaten and led clean breaks. His kicking was pinpoint, his aerial work brave, and his support play and offloading as good as anyone in the squad.His detractors will point to his previously rash decision-making, but that, too, seems to have gone. His clarity of thought in making a spot tackle on Mark Bennett, as Scotland took a quick tap penalty near the Welsh line, was liquid nitrogen in its coolness. Dropping Liam Williams for the visit to France would be one of the harshest selections that Warren Gatland has had to make during his time with Wales.A new side to Alun Wyn JonesIt’s great to see Alun Wyn Jones still evolving as a player. Even at 29 he is developing new facets to his game. A trait that separates the good from the best – just look at Brian O’Driscoll, whose game evolved until the day he retired. AWJ did just that against Scotland. However, Sunday’s incident was different. It occurred in isolation and at a point in the game when all three officials had nothing else to do. The try had been scored, the conversion taken and the post-try scuffle had been quelled. Elite rugby needs elite officiating, but this was a horribly amateur incident.The March 2015 issue of Rugby World is packed with Six Nations features. Find out how to download it here and for the latest subscription offers click here.center_img Warren Gatland’s team secured a narrow win at Murrayfield – and here’s analysis of the key points to take from the match Blooming marvellous: Wales fans enjoy the game at Murrayfield. Photo: Huw Evans Agency last_img read more

Casa S / Christoffersen & Weiling Architects

first_imgSave this picture!© Tina Stephansen+ 21Curated by Paula Pintos Share Projects CopyHouses•Ry, Denmark Denmark CopyAbout this officeChristoffersen & Weiling ArchitectsOfficeFollow#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesRyDenmarkPublished on March 25, 2019Cite: “Casa S / Christoffersen & Weiling Architects” 25 Mar 2019. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Browse the CatalogPanels / Prefabricated AssembliesTechnowoodPanel Façade SystemRailing / BalustradesMitrexIntegrated Photovoltaic Railing – BIPV RailingMetal PanelsAurubisCopper Alloy: Nordic BrassHanging LampsVibiaHanging Lamp – VOLConcreteKrytonCrystalline Waterproofing – KIMSkylightsLAMILUXGlass Skylight FE PassivhausPorcelain StonewareCosentinoSurfaces – Dekton® Chromica CollectionBricksFeldhaus KlinkerThin Bricks – ClassicGlassDip-TechDigital Ceramic Printing for Interior DesignWoodStructureCraftEngineering – FootbridgesAluminium CompositesCymat Technologies Ltd.Bundang Doosan Tower – Alusion™ Stabilized Aluminum FoamTable LampsRoss GardamDesk Lamp – OraMore products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream 2018 Lead Architects: Year: “COPY” Area: 398 m² Year Completion year of this architecture project Photographs Architects: Christoffersen & Weiling Architects Area Area of this architecture project ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/913649/casa-s-christoffersen-and-weiling-architects Clipboard Erik Weiling Nielsen Houses ArchDaily Landscape:Christoffersen & Weiling ArchitectsCity:RyCountry:DenmarkMore SpecsLess SpecsSave this picture!© Tina StephansenRecommended ProductsWindowsVitrocsaMinimalist Window – SlidingDoorsRabel Aluminium SystemsMinimal Sliding Door – Rabel 62 Slim Super ThermalWindowsAccoyaAccoya® Windows and DoorsWindowsAir-LuxSliding Window – CurvedText description provided by the architects. Casa S is located on a gorgeous plot with fantastic views, very close to the Bay of Aarhus. The house is designed for a family of five people. The key parameters behind the design of this house have been the views and proximity to the water, as well as the desire for a property that can elevate and enhance the joys of everyday life.Save this picture!© Tina StephansenThe house has a simple aesthetic and classic design with clean lines and a material choice that is based on the character of its surroundings and a desire to use as few materials as possible. The dialogue between mass and void defines the character and atmosphere of the project, not only in plan but also in the façade and the three-dimensional composition.Save this picture!© Tina StephansenSave this picture!Ground Floor PlanSave this picture!© Tina StephansenThe extended and textured brick volumes are interchanged with large openings according to the different internal spaces, making a balanced arrangement of architectural elements. In the interior, the presence of the soft greyish brick texture accentuates the purity and sobriety of the spaces.Save this picture!© Tina StephansenThe interior design is directly related to the architectural expression of the house, not only by the composition of the spaces around masses, voids, and long walls but also through a fine selection of sober and natural materials. The floor, of wide planks of solid pine, defines a soft atmosphere in combination with minimal glass panels, white lacquered doors, and countertops in grey quartzite stone. The result is a tactile architectural experience that heightens the contemporary soul of the house.Save this picture!© Tina StephansenProject gallerySee allShow lessKantoor IMd / Ector Hoogstad ArchitectenSelected ProjectsGarden Restroom / LAAB ArchitectsSelected Projects Share Manufacturers: Bygholm Wood, Petersen Tegl, Vola, Zurface, PANORAMA Casa S / Christoffersen & Weiling Architects Casa S / Christoffersen & Weiling ArchitectsSave this projectSaveCasa S / Christoffersen & Weiling Architects “COPY” Photographs: Tina Stephansen Manufacturers Brands with products used in this architecture project ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/913649/casa-s-christoffersen-and-weiling-architects Clipboardlast_img read more

Plan to get every UK church on the Web

first_img The Evangelical Alliance Media Consultancy (EAMC) has launched a new service to help more churches launch their own Web sites and enable them to engage more effectively with their local communities.EAMC in partnership with Church123.com, a division of Surrey-based Internet design company blueberrytwist, is offering churches a template-based service that offers a library of over 70 professionally designed templates. Using the system’s editor tool, churches can the create as many pages as required.Allen Moxham, EAMC Account Director, said: “We hope that in five years, every church in the UK will have its Web site.” Advertisement 16 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Tagged with: Consulting & Agencies Digital AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Plan to get every UK church on the Webcenter_img Howard Lake | 9 September 2004 | News The service, plus telephone support, domain name and search engine registration, is available for an annual fee of £195 plus VAT.The basic service doesn’t include an online donation element, but these can be added in easily enough from other suppliers such as bmycharity.com, CAF, or Justgiving.com.Allen Moxham added: “We hope this partnership will encourage every church in the UK to view the Web as an integral part of its communications strategy.” About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.last_img read more

D&A encourages customers to Fight for Sight

first_imgD&A encourages customers to Fight for Sight AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. Howard Lake | 5 May 2005 | News Tagged with: corporate D&A The Opticians is displaying new ‘tent cards’ in most of its branches inviting its customers to donate money to Fight for Sight as a thank you for small repairs to glasses. Money raised in this way will go towards a Children’s Research Unit at Moorfields Eye Hospital.Head of Fundraising Annu Mayor said: “D&A The Opticians have already been supporting us for several years and to date have raised over £100,000 for Fight for Sight. We’re delighted that they are continuing to support us in this way and are sure the new initiative will be very successful.”www.fightforsight.org.uk 22 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThislast_img read more

Bank of Scotland offers up to £6m to two social entrepreneurs

first_img 25 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Bank of Scotland offers up to £6m to two social entrepreneurs Howard Lake | 28 October 2008 | News About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. Tagged with: corporate Funding AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis The Bank of Scotland Social Entrepreneur Awards are offering up to £6 million in interest-free funding or a grant of up to £600,000 to the UK’s “two most exciting established social entrepreneurs.” These could be a charity, voluntary organisation, church or any other not-for-profit organisation.The two winners will also receive mentoring from one of the UK’s leading social entrepreneurs as well as publicity with the Sunday Times, the Awards media partner, and networking opportunities.Entries should be submitted online. The closing date for entries is 23 February 2009.http://entrepreneurs.bankofscotland.co.uk/social/index.htmllast_img read more

Cardsave Community expands to offer payment services to Northern Ireland charities

first_img 25 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Cardsave Community, which offers lower cost payment processing services to charities and not-for-profit organisations, has extended its services to Northern Ireland.The company aims “to simplify payment processing and provide financial, as well as practical, support to help organisations achieve their goals.”The expansion follows the appointment of Amanda Brobyn as Relationship Manager in Northern Ireland. She has over a decade of business, corporate, and not-for-profit banking experience, as well as 17 years of combined banking expertise, having previously worked as development manager for the Unity Trust Bank. Advertisement AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Howard Lake | 20 March 2013 | News Cardsave Community is the division of Cardsave which serves the charity and not-for-profit sector. Cardsave was formed in 1995 by an independent retailer frustrated by the high costs of credit and debit card processing. It now has over 70,000 members operating across various business sectors. It is a member of the WorldPay Group and is supported by Streamline, the UK and European card payment processor. It lets customers accept card payments through physical terminals and online gateways.http://cardsavecommunity.comcenter_img Cardsave Community expands to offer payment services to Northern Ireland charities About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. Tagged with: Finance Ireland Northern Ireland Technologylast_img read more

USDA: 2nd Round of Trade Aid Payments on the Way; Rates…

first_imgMarket Facilitation Program Sweet Cherries (fresh)$0.16 / lb.$111,500 Corn$0.01 / bu.$192,000 By Hoosier Ag Today – Dec 17, 2018 Wheat$0.14 / bu.$238,400 SHARE Facebook Twitter Previous articleSmart Agronomic Moves Required for Profitable 2019Next articleRyan Martin’s Indiana Ag Forecast for December 18, 2018 Hoosier Ag Today USDA: 2nd Round of Trade Aid Payments on the Way; Rates Same as 1st Round Market Facilitation ProgramProducers need only sign-up once for the MFP to be eligible for the first and second payments. The MFP sign-up period opened in September and runs through January 15, 2019, with information and instructions provided at www.farmers.gov/mfp. Producers must complete an application by January 15, 2019 but have until May 1, 2019 to certify their 2018 production. The MFP provides payments to almond, cotton, corn, dairy, hog, sorghum, soybean, fresh sweet cherry, and wheat producers who have been significantly impacted by actions of foreign governments resulting in the loss of traditional exports. The MFP is established under the statutory authority of the Commodity Credit Corporation CCC Charter Act and is under the administration of USDA’s FSA. Eligible producers should apply after harvest is complete, as payments will only be issued once production is reported.For farmers who have already applied, completed harvest, and certified their 2018 production, a second payment will be issued on the remaining 50 percent of the producer’s total production, multiplied by the MFP rate for the specific commodity. Pork (hogs)$8.00 / head$580,600 SHARE Almonds (shelled)$0.03 / lb.$63,300 Cotton$0.06 / lb.$553,800 Soybeans$1.65 / bu.$7,259,400 ** Total payment rate on 100% of productionMFP payments are limited to a combined $125,000 for corn, cotton, sorghum, soybeans, and wheat capped per person or legal entity. MFP payments are also limited to a combined $125,000 for dairy and hog producers, and a combined $125,000 for fresh sweet cherry and almond producers. Applicants must also have an average adjusted gross income for tax years 2014, 2015, and 2016 of less than $900,000. Applicants must also comply with the provisions of the Highly Erodible Land and Wetland Conservation regulations.For more further information or to locate and contact local FSA offices, interested producers can visit www.farmers.gov.Source: USDA Office of Communications, National Corn Growers Association Dairy (milk)$0.12 / cwt.$254,800 Sorghum$0.86 / bu.$313,600 Total$9,567,400 CommodityFirst and Second Payment RateEst. Total Payment**(in $1,000s) At the direction of President Donald J. Trump, U.S. Secretary of Agriculture Sonny Perdue today launched the second and final round of trade mitigation payments aimed at assisting farmers suffering from damage due to unjustified trade retaliation by foreign nations. Producers of certain commodities will now be eligible to receive Market Facilitation Program (MFP) payments for the second half of their 2018 production.“The President reaffirmed his support for American farmers and ranchers and made good on his promise, authorizing the second round of payments to be made in short order. While there have been positive movements on the trade front, American farmers are continuing to experience losses due to unjustified trade retaliation by foreign nations. This assistance will help with short-term cash flow issues as we move into the new year,” said Perdue. The National Corn Growers Association expressed disappointment that no changes were made to the rates between the first round and this one. “Farmers of all crops have felt the impact of trade tariffs,” said NCGA President Lynn Chrisp. “NCGA appreciates the progress the administration has made to advance ethanol, reach a new agreement with Mexico and Canada and move forward on negotiations with Japan, but the benefits of these efforts will take time to materialize and farmers are hurting now.”“One cent per bushel is woefully inadequate to even begin to cover the losses being felt by corn farmers. USDA did not take into account the reality that many of our farmers are facing,” Chrisp added. Facebook Twitter Home Indiana Agriculture News USDA: 2nd Round of Trade Aid Payments on the Way; Rates Same…last_img read more

TCU trails SMU 40-37 at halftime

first_imgNorrie climbs to No. 1 in national rankings Twitter Linkedin ReddIt Dean Straka printThe Horned Frogs trail the No. 22 SMU Mustangs 40-37 at halftime at the Wilkerson-Greines Activity Center in Fort Worth, Texas.The Frogs once had a commanding 22-10 over SMU thanks to a 15-1 run, but the Mustangs stormed all the way back to take a halftime lead, via a 16-1 run of their own.Trailing 38-37, the Frogs were called for a shooting foul as time expired, sending Sterling Brown to the line who made both free-throw attempts.The Frogs shot 43.3 percent from the field in the half. Forward Vlad Brodziansky shot 5-9, recording a team high 13 points and four rebounds for the Frogs. Guard Chauncey Collins recorded 9 points of three three pointers.SMU shot 41.2 percent from the field in the half, but went 69.2 percent from the line, opposed to the Frogs 60 percent. Forward Ben Moore led the way for the Mustangs with eight points. Brown, Nic Moore, and Marcus Kennedy combined for a team-second best of seven points each in the half.The Mustangs are without head coach Larry Brown, who is serving a nine-game suspension as part of sanctions against SMU for academic violations. Dean Strakahttps://www.tcu360.com/author/dean-straka/ TCU rowing program strengthens after facing COVID-19 setbacks Dean Straka is a senior journalism major from Lake Forest, California. He currently serves as Sports Line Editor for TCU 360. His passions include golf, God, traveling, and sitting down to watch the big game of the day. Follow him on Twitter at @dwstraka49 Linkedin Twitter Dean Strakahttps://www.tcu360.com/author/dean-straka/ Facebook Dean Strakahttps://www.tcu360.com/author/dean-straka/ Equestrian upsets No. 1 Baylor, swept by Texas A&M at NCEA Championships TCU guard Malique Trent. Men’s tennis clinches consecutive Big 12 titles with win over No. 4 Baylor Dean Strakahttps://www.tcu360.com/author/dean-straka/ Equestrian defeated in Big 12 Championship Previous articleTCU amps up security at home gamesNext articleTCU falls to SMU, 75-70 Dean Straka RELATED ARTICLESMORE FROM AUTHOR ReddIt Facebook Another series win lands TCU Baseball in the top 5, earns Sikes conference award + posts TCU baseball finds their biggest fan just by saying hellolast_img read more